Track Your Money Without Big Tech Watching – Self-Hosted Finance Tool

Tools & Scripts
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[center][size=5]Maybe – Your Money, Your Server, Your Rules :money_with_wings:[/size][/center]
[center]Ditch Finance Subscriptions – Self-Host This Gorgeous Open-Source App[/center]

tell me fast part: Ever wanted to see exactly where your salary vanished this month — without some random company storing your bank passwords? Maybe is that answer. Free. Private. Yours.

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:exploding_head: Wait, What Is This Thing?

You know those fancy finance apps that charge you $10-30/month just to tell you you’re broke? Forget them.

Maybe is like having your own personal money detective living inside your computer. It watches your accounts, tracks your spending, shows you pretty graphs of your net worth (or lack thereof), and doesn’t snitch to anyone — because you own the whole thing.

  • :money_bag: See everything in one place – Bank accounts, credit cards, investments, that crypto you forgot about
  • :magnifying_glass_tilted_left: Know where the money bleeds – Auto-categorizes your spending so you finally understand why you’re always broke by the 25th
  • :robot: AI that actually helps – Ask it questions about your finances like it’s your personal accountant (minus the judgy looks)
  • :locked: Zero trust issues – Runs on YOUR machine. Your data never leaves your house.

:wrapped_gift: Why Should You Even Care?

Problem Maybe’s Solution
“I don’t know where my money goes” Dashboard shows every rupee, automatically sorted
“Finance apps are expensive” This one’s free. Forever. Open source.
“I don’t trust apps with my bank data” Host it yourself. No company sees anything.
“I’m not a coder” Docker setup = literally 3 commands. We’ll show you.

:rocket: Who Is This For?

:white_check_mark: Anyone tired of spreadsheets that make their eyes bleed
:white_check_mark: People who want Mint/YNAB vibes without the subscription trap
:white_check_mark: Privacy nerds who refuse to hand over financial data
:white_check_mark: Curious folks who just want to see cool graphs of their money

Still here? Good. Let’s get into it.

:warning: Before You Dive In

  • Maybe is a personal finance web app you self-host.
  • Think: modern, clean, Mint / YNAB vibe, but under your control.
  • Project is archived, but v0.6.0 is the final, fully working release.

Main repo (v0.6.0 tree):
https://github.com/maybe-finance/maybe/tree/v0.6.0

Final release (assets + notes):
https://github.com/maybe-finance/maybe/releases/tag/v0.6.0

:receipt: What’s Inside the Box

  • :bar_chart: Dashboard – net worth, balances, charts, and trends in one view
  • :credit_card: Accounts & transactions – track all banks/cards/wallets
  • :abacus: Budgets & categories – see which habit is quietly destroying your balance
  • :label: Tags / labels / notes – future-you will remember what “₹1,299 – RANDOM” actually was
  • :mobile_phone: Mobile-responsive UI – works on phones and tablets, not just desktop
  • :globe_showing_europe_africa: Multi-currency support – multiple currencies across accounts
  • :chart_increasing: Self-hosted stock & ETF prices via Synth – no paid price API needed
  • :bank: Plaid integration – auto-import for supported banks (US/Canada)
  • :robot: AI assistant (OpenAI) – ask questions, get insights on your spending
  • :brain: Rules engine – auto-categorize transactions & detect merchants
  • :key: SSO / Google OAuth – sign in with Google if you want
  • :puzzle_piece: API-only mode – run it headless and build your own frontend / tools on top

:hammer_and_wrench: Self-Host: Simple Brain Edition

Option A – Docker (recommended)

  1. Grab the final v0.6.0 release from:
    https://github.com/maybe-finance/maybe/releases/tag/v0.6.0
  2. Use the provided Docker / self-hosting guides in the repo.
  3. Point your browser at your server URL → done.

Option B – Local Dev (for Ruby folks only)

  1. Install required Ruby + PostgreSQL (>9.3, latest stable recommended).
  2. Clone the repo & enter the folder:
    • git clone https://github.com/maybe-finance/maybe.git
    • cd maybe
  3. Copy example env:
    • cp .env.local.example .env.local
  4. Run the setup / demo seed commands from the README.
  5. Open: http://localhost:3000

Default demo login (generated by DB seed):

(Yes, change it if you keep it running.)

:books: Setup Guides Included

Inside the repo you’ll find platform-specific docs:

  • Mac dev setup guide
  • Linux dev setup guide
  • Windows dev setup guide
  • Dev containers / VS Code guide

All linked directly from the README.

:locked_with_key: Reality Check & Fine Print

  • :ice: Project is no longer maintained – treat v0.6.0 as “snapshot, use as-is”.
  • ™️ “Maybe” is a trademark of Maybe Finance, Inc. – fork it, but don’t pretend to be them.
  • :unlocked: If you expose it to the internet, you handle HTTPS, auth, firewall, backups, etc.
  • :receipt: License: AGPLv3 – self-host, fork, modify, but respect the copyleft.

:light_bulb: What You Can Actually Do With It

  • Run a family finance cockpit on a home server or VPS.
  • Track multi-currency assets (₹, $, €, crypto, etc.) in one graph.
  • Let rules + Plaid + Synth do the boring syncing, you just check the dashboard.
  • Use it as a solid base if you want to build your own finance app or SaaS later.

If you’re going to be broke, at least be broke with professional-looking charts. :nail_polish:

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